This aewsome app will change your life

The new vital

employee benefit

With Rain your people can receive up to half their earned wage on-demand and take control over their finances
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Guaranteed benefits to employers


lower turnover among employee users


increase in job applications


of employee users improved their job performance

Last year $170B was spent by Americans just waiting on their next paycheck

These fees include payday loan fees, credit card fees, overdraft fees, and low-balance fees. You may not think your people are in this population, but the truth is that 72% of Americans are living paycheck-to-paycheck and stuck in a debt trap

Our mission is to kill payday loans and other predatory financial products by giving people control over their finances. Join us in our fight?

QED investors
Our founding investor is the most active group globally in the instant pay / financial wellness benefits space.

“Rain gives the power to the worker, allowing them to take back control over their financial lives and receive the money they’ve earned without having to wait until payday.  At QED, we call this income streaming, and we’re the most active investor in the trend globally because we have seen how it empowers employees and helps employers improve retention, productivity, and recruiting.  We couldn’t be more excited for Rain to bring this social-impact model to millions of Americans."

Nigel Morris
Nigel Morris
Co-founder of QED Investors

How Rain works?

We offer our service free to employers who offer Rain to their people as a voluntary financial wellness benefit.

Easy integrations

Rain easily integrates with most payroll systems; your payroll team will not need to spend extra time or resources managing Rain. Zero fees and zero hassle for your payroll team.

Rain mobile app

Through the Rain smartphone app, your people can access up to half of their earned-wage on-demand anytime.

How we pay our bills

Each time an employee withdraws her/his earned-wage through the Rain app, we charge a small fee similar to an ATM fee. Ask us about our new zero-fee option.